<p>Stephen,</p>

<p>At the right time Mark Fairhurst is &nbsp;best positioned to help you all understand James&rsquo;s financial journey over the past few years.</p>

<p>Speak soon</p>

<p>Frank</p>

<p><a href="http://www.markfairhurst.co.uk/">http://www.markfairhurst.co.uk/</a></p>